Posted by Bryce Angell on Fri, May 01, 2009 @ 11:54 AM
Why do Georgia Insurance Companies pressure you for recorded statements. The short answer is that they use the recorded statment you give to assist their efforts in denying your claim. If an insurance adjustor requests you to give a recorded statement, politely decline the request and tell them to contact your personal injury attorney. Do not under any circumstance give a statement to the insurance adjustor until after you have consulted an attorney that handles personal injury claims. Although the adjustor may use a friendly and helpful technique, the adjustor could use your statement against you in court. Please remember, the adjustor is not your friend. The adjustor is highly trained to find ways to pay you as little as possible. They are excellent at getting you to say something which could seriously hurt your case. Once you have made a statment to the adjustor, it is permanent and cannot be changed. Remember, you have no obligation or duty to give a statement despite what they tell you.
The Law Offices of E.W. Chip Angell PC in Georgia have been helping people all over Georgia who have been injured in accidents on the road and at work. We can help you get the settlement you deserve. Call us for a Free consultation at 800-959-9132
Posted by Bryce Angell on Mon, Apr 27, 2009 @ 03:10 PM
Many homeowners in financial trouble believe getting behind on their mortgage payments will only force them to make the decision on whether to keep their house or allow the bank to take the house back thru the foreclosure process. For those homeowners who opt the latter, trouble may lie ahead. Foreclosure may be just the beginning of increased financial problems. The declining real estate market has created a major issue for banks holding real esate as collateral. You may be surprised to know that banks often sell their foreclosed properties for less than the amount that was owed on them. Not surprisingly there is a considerable amount of the loan that never gets paid back. Despite all of the promises by the new administration, homeowners are still financially unprotected from foreclosures. How you ask? Simple! The banks can legally pursue the deficiency amount (the loan amount owed minus the sale amount) from the former homeowner. The bank can file a lawsuite demanding the remaining balance and could potentially garnish your wages, levy bank accounts, and pursue other collection procedures allowed by law. There is only one legal remedy that can protect homeowners from potential claims. Bankruptcy. While the "B" word represents for many the last resort solution, it is often the only solution.
The Law Offices of E.W. Chip Angell PC in Georgia have been helping
thousands of people in Georgia who have become overwhelmed with debt
and don't know where to turn. We can help you stop creditors and get a
fresh start. Call us for a Free consultation at 800-959-9132
Posted by Bryce Angell on Wed, Jan 28, 2009 @ 10:55 PM
At first glance of the heading many people may think there is a typo in the title of this blog. Well, not so fast. As the economy continues to take a dive many people are falling into debt they can no longer manage. The want to do their best to pay their bills but the numbers are stacked against them. Making minimum payments on credit cards with interest rates in the 20-30% range will be futile. Many debtors embrace the promises of late night infomercials that claim their debt can be negotiated for less than half of what is owed and all of their financial problems will be wiped clean. Wrong! Wrong! Wrong!
The truth is that most people who start such a program end up further in debt and the only bill paid is that of the credit counselor who answered the late night call for help. Although it is possible to settle debt with creditors for less than the amount owed, most subscribers to the debt consolidation programs end up not being able to finish the payment plan. And for those that do, still more disapointment. The problem with negotiating a payoff with a creditor for less than the amount owed is that the creditor will be reporting the negotiation and settlement to the three credit bureaus for many years to come, making it very difficult to re-establish credit. Unfortunately for these debtors, they never considered bankruptcy as a viable option because of the stigma attached. Most people believe filing bankruptcy ruins their credit permanently and leaves no room to re-establish credit. This is a common misnomer and heres why.
Once you file bankruptcy and all unsecured debt is listed in the petition to the bankruptcy court, that debt is discharged completely at the end of the proceeding. This discharge prohibits creditors from all collection attempts and prevents further reporting to the credit bureaus. True the bankruptcy remains on the credit report for some time, but the debtor can now begin rebuilding credit. Just because the bankruptcy exist on the credit report does not mean the debtor can't begin raising his/her fico scores. The net effect of a bankruptcy versus a credit counseling plan will yield a much faster recovery for the debtor. Please don't fall into the credit counseling service trap and call us today to find out more about how we can help you. Call for a Free debt evaluation at 800-959-9132
The Law Offices of E.W. Chip Angell PC in Georgia have been helping thousands of people in Georgia who have become overwhelmed with debt and don't know where to turn. We can help you stop creditors and get a fresh start. Call us for a Free consultation at 800-959-9132
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Posted by Bryce Angell on Fri, Jan 09, 2009 @ 03:52 PM
Georgia truck drive James Crozier of Byromville, Ga has been charged with causing the deaths of 3 people by driving over the median and into their vehicle. The victims were traveling to a funeral in Arkansas. According to the Sequoyah County Times article , the truck driver was in possession of alcohol, fatigued, and had filed a false driver’s duty log.